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Credit Card - Necessary Evil?
Should you or should you not get Credit Card?
It all depends on how you use it ;-)

You probably received many "pre-approved" credit card offers in the mail. Some with low introductory interest rates. Some even comes with zero interest rate for a limited time period. Advance-fee loan scams involve guaranteeing a credit card in advance for a fee before you even apply. These offers are illegal and often target people with credit problems. If someone calls you at home making this offer, tell the person not to call anymore and hang up.

If you never had credit card before, what should you do?
Do not apply for every available credit card offer. Getting many new credit cards in a short period of imte will have negative impact on your credit score because it will look financially irresponsible.

You will learn what to look for when you choose to get new credit card plus many more tips are coming...