newest-first | Search

You are here: Home

Search

1. Look out for identity theft (Credit/Credit Score Safety) Many people who are careful about paying bills on time and having minimal debts are shocked each year to find that they have low credit scores. In many cases, this happens as a result of identity theft. ... 2. Reduce your Debts (Credit/Improve Credit Score) If you have a lot of debt, your credit score will suffer. Paying down your debts to a minimum will help elevate your credit score. For example, if you have a $1000 limit on your credit card and you regularly ... 3. Avoid excessive credit (Credit/Improve Credit Score) ... and one or two other major debts (car loan, mortgage) in order to have the best credit rating. Do not apply for every new credit line or credit card "just in case".” Borrow only when you need it and make ... 4. Pay your bills on time (Credit/Improve Credit Score) One of the best ways to improve your credit score is simply to pay your bills on time. This is absurdly simple but it works very well, because nothing shows lenders that you take debts seriously as much ... 5. Develop an action plan for dealing with your credit score (Credit/Credit Score Basics) ... decide to boost your credit score. As you read through this ebook, highlight or jot down those tips that apply to you and from them develop a checklist of things you can do that would help your credit ... 6. Keep the contact information for credit bureaus handy (Credit/Credit Score Basics) The three major credit bureaus are important to contact if you are going to be repairing your credit score. The major three credit agencies can help you by sending you your credit report. If you find an ... 7. Understand where credit score come from (Credit/Credit Score Basics) If you are going to improve your credit score, then logic has it that you must understand what your credit score is and how it works. Without this information, you won't be able to very effectively improve ... 8. Credit Score Basics (Credit/Credit Score Basics) Before you start boosting your credit score, you need to know the basics. You need to know what a credit score is, how it is developed, and why it is important to you in your everyday life. Lenders ... 9. Website Terms of Use (FAQs/Legal) ... assume the entire cost of all necessary servicing, repair or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you. Under no circumstances, ... 10. Privacy (FAQs/Legal) ... well as for instructions about how to opt-out of certain practices. www.CreditWitch.com's privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites. ... 11. All about Credit Cards (Credit/Credit Cards) ... introductory interest rates. Some even comes with zero interest rate for a limited time period. Advance-fee loan scams involve guaranteeing a credit card in advance for a fee before you even apply. These ... 12. Dealing With Professional Credit Help (Credit/Credit Counselor) Credit repair is big business and there are many companies that will promise to help you get out of bad credit problems. There are a number of legitimate resources that can help you in improving your credit ... 13. What is Credit Score? (Credit/Credit Score) ... or a credit risk score. All these terms refer to the same thing: the three-digit number that lets lenders get an idea of how likely you are to repay your bills. Every time you apply for credit, apply ...